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What should I do if I receive an account closing notice?

Using Lynk
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If your account was flagged for closing:

  • You will be given the chance to provide banking details, where we will send your remaining balance
  • You’ll get updates along the way and can check with us if needed at help@lynk.us

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Can I still receive money if I’m over my balance limit?

Using Lynk
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No. While over your balance limit:

  • You can’t receive some types of credit transactions (like Remittances, Cash In, Request Payments, and JAM-DEX Cash In/Out)
  • You can still send money, withdraw, and use your balance normally.

Normalize your balance to lift the hold on incoming transactions.

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How do I upgrade from Tier 1 to Tier 2?

Using Lynk
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If you’ve hit the Tier 1 limit and need more, you can upgrade to Tier 2.

  • You’ll see an upgrade prompt in the app 
  • Or, go to your user profile and select "My Account" then "Tier and Limits"
  • Follow the steps to submit any required information
  • Once approved, your limit will increase to $250,000

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What does it mean if my account is flagged for closing?

Using Lynk
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It means your balance stayed over the Tier limit for too long. Here’s what happens:

  • If you don’t take action within 3 days, your account may be flagged for closing.
  • If you’re still over the limit after that, your account might be flagged for upgrade (Tier 1) or closing (Tier 2).

Don’t worry, we’ll remind you along the way and guide you through your options.

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How do I normalize my account balance?

Using Lynk
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You can normalize your balance, which is to bring down the balance to the tier limit by:

  • Spending funds via card or transfer
  • Withdrawing to your bank account
  • Using your balance for in-app payments
  • Upgrading to Tier 2 if you are currently at Tier 1

Once your balance is back below the limit, you’ll get a confirmation notification to highlight that your account is good.

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What happens if I go over my balance limit?

Using Lynk
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Don’t worry, if your balance goes over your Tier limit, we’ll notify you via push and email to normalize your balance (bring it below the limit). You’ll have:

  • 3 days to bring your balance back under the limit
  • Certain cash-in transactions will be temporarily disabled (like Remittances, Cash In, Request Payments, and JAM-DEX Cash In/Out)

If you don’t take action within 3 days, your account may be flagged for closing.

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What is the balance limit on my Lynk account?

Using Lynk
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Your balance limit depends on your account Tier:

  • Tier 1: $50,000
  • Tier 2: $250,000

Once you reach your limit, you'll need to normalize your balance (bring it below the limit) to continue certain transactions.

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What operating system versions do you currently support for Android and iOS?

Privacy & Security
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In order to ensure the highest degree of security, we currently support Android versions 10 and up and iOS versions 13.4 and up

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Can I accept JAM-DEX payments with Lynkbiz?

Lynkbiz
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Yes, you can accept JAM-DEX payments with Lynkbiz. 

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Can I have multiple branch accounts within Lynkbiz?

Lynkbiz
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Yes, Lynkbiz sub-accounts let you have different logins for each branch.   

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Can I create different logins with limited roles for staff members?

Lynkbiz
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Yes, you can create different logins for your staff and assign different roles based on your needs.  

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What are my transaction limits?

Lynkbiz
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Limits are defined based on your merchant category and projected transaction volumes. You can view your transaction limits on the Lynkbiz dashboard.   

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How can I deposit money into my Lynkbiz wallet?

Lynkbiz
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You can cash in to your Lynkbiz wallet from your NCB bank account by using the Transfer button on your dashboard.  

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Can I move money from my Lynkbiz wallet to my bank account?

Lynkbiz
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Yes, you can cash out from Lynkbiz to any local bank account.  

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How can I reconcile my LynkBiz account each month?

Lynkbiz
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Use the Export feature to combine transactions from different tables into one file for easy viewing. Note: The export feature is limited to one month at a time. 

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