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What is viz?

Viz (Visa alias directory)
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Viz (Visa Alias Directory Service) is a solution provided by Visa that allows Lynk users to receive money to their Lynk Visa virtual card using only their phone number. Instead of sharing sensitive card details, users can simply provide the sender with their phone number linked through Viz.

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Why do I need to verify my identity to update my phone number in Lynk?

Account Management
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Only the account holder should make changes to a Lynk account, therefore we ask you to verify your identity before processing any changes.

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When I enter my card details, it says invalid information. What should I do?

Cash in and out
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The information you are entering does not match your card. Please ensure you are entering the same information found on your card.

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I’m being asked to provide the billing address and contact information linked to my card. How can I find these details?

Cash in and out
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The best way to find the billing address, email or phone number associated with your card is to contact the bank where your card was issued.

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When making a cash-in, why do I need to re-enter my card details?

Cash in and out
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Lynk requires you to confirm your card details for security purposes only once, and this applies exclusively to Visa cards

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There is a red info icon beside my connected card, what does this mean?

Cash in and out
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The red icon indicates that there is an outstanding action that you need to take with that card in order to continue using it. When you tap on the card, it will direct you to the necessary screen for you to take action.

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While completing a transaction with my virtual card, I receive a verification code, why does this happen?

Virtual Card
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For security purposes, Visa may send a one time code to you when using your Lynk virtual card during a transaction. For easy access, the code will be sent as push notification.

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I tried to add my virtual card to an online platform/device but it failed. What should I do

Virtual Card
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Failure can occur when you try to add your virtual card to an online platform for various reasons:

  • Incorrect verification code entered
  • The verification code expired

In these cases, you should retry adding your card to the platform, entering the code correctly before it expires.

If you still cannot successfully add your card, please reach out to customer support to assist you.

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I did not add my virtual card to any merchant/device, but I am receiving a verification code. What should I do?

Virtual Card
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If you did not take this action, do not share this code with anyone and report it immediately to Lynk customer support at help@lynk.us. We will help you through this process and ensure your account is safe.

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Why did I receive a verification code when I saved my card on an e-commerce platform?

Virtual Card
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For security purposes, Visa may send a one time code to you when adding your Lynk virtual card to an online platform. For easy access, the code will be sent as push notification and email.

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How do I know the one-time passcode (OTP) is from Lynk?

Virtual Card
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Observe the ‘From’ email carefully. The link provided in this email starts with https:// and contains lynk.us so you know it is from us. There should be no other characters. If you notice suspicious links, report it to Lynk customer support at help@lynk.us

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Why am I receiving a one-time passcode (OTP) from Visa when I use my Lynk virtual card?

Virtual Card
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For security purposes, Visa may send a one time code to you when using your Lynk virtual card during a transaction. For easy access, the code may be sent as a push notification.

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How do I pay in person using Tap-to-Pay? (Android devices only)

Virtual Card
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You can pay in stores quickly and securely using NFC (Tap-to-Pay) on supported Android devices.

Here’s how:

  1. Tap “Cards” on the Lynk App home screen.
  1. Select “Pay”
  1. Then hold your phone close to the payment terminal until the payment is completed.

Helpful Tip

You can make Tap-to-Pay purchases even if:

  • The Lynk app is not open
  • When you don’t have data or WiFi

Simply enable “Lynk as Default Payment App” and turn on “Offline Mode” and in your virtual card settings for faster access at checkout.

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How do I pay online with my virtual card

Virtual Card
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Shopping online is easy with your Lynk Virtual Card. Just use your card details at checkout like you would with any debit or credit card.

Follow these steps:

  1. Tap “Cards” on the Lynk App home screen.
  1. Then click “Show” on your Virtual Card to view your card details.
  1. Enter the card details on the merchant’s website or app to complete your purchase.

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What are the different statuses or stages of a Cash Out transfer?

Cash in and out
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  • Scheduled - Your Cash Out transfer request was submitted for processing. 
  • Transmitted - Your Cash Out request has been successfully sent to your bank of choice.
  • Complete - Your bank of choice has received your transfer, and the money has been successfully added to the account.
  • Failed - This can happen for several reasons:
    - Your transfer request was received but couldn't be sent to your bank of choice due to technical issues. Please try again later. If the issue persist please reach out to our Customer service centre
    - Your transfer request was declined by the recipient bank because of issues with the transaction details you provided. Please review and reconfirm the details and try again.

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